Retirees, first-time buyers, or investors will love this charming 3-bedroom, 2-bathroom rancher, perfectly situated on a quiet corner lot on Charlotte Street. Enjoy peaceful privacy with easy access to downtown amenities, a short walk to groceries, the Cowichan Sportsplex, aquatic center, and schools. The fully fenced backyard is a gardener's delight, featuring mature fruit trees—plum, cherry, fig, Asian pear—grapes, and a veggie patch! The low-maintenance landscaping with patio space is perfect for entertaining, children, and pets. The attached single garage includes workshop space, plus extra room for parking. Inside, you'll find a great layout, vinyl windows, modern appliances, and a guest room with a 2-piece ensuite. Extra storage is available in the clean, accessible crawl space. A recent inspection shows no major deficiencies, making this tidy home move-in ready. Comfort and convenience in a central, peaceful location.